At AFB Associates, we provide comprehensive post-filing support to ensure your consumer proposal journey is smooth and stress-free. Our team acts as your ongoing guide, assisting with everything from trustee communications to payment adjustments and documentation needs. Whether it’s navigating creditor meetings or making amendments to your proposal, we ensure every step is handled with clarity, professionalism, and a deep commitment to protecting your financial future.
Our Expertise
End-to-End Support for Financial Recovery
Third-Party Collections Assistance
Handle interactions with collection agencies on your behalf to reduce stress and ensure proper communication.
Dispute Resolution
Support in resolving disputes related to missed payments, non-sufficient funds (NSF), or other payment concerns.
Documentation & Letter Support
We arrange for letters of performance or other necessary documentation as required by creditors or institutions.
Amendments & Debt Additions
Help with adding new debts or modifying the existing plan to better suit your changing financial circumstances.
Guidance Through the Process
Expert advice throughout the debt free journey, ensuring you understand each step and your responsibilities.
Support During Creditor Meetings
Assistance and representation at creditors' meetings when applicable, ensuring your interests are protected.
Payment Date Adjustments
Flexible support to adjust proposal payment dates when needed due to income changes or other challenges.
Communication with Legal Representatives
Manage and facilitate clear communication between you and the representative’s office.
Translation Services
Language support to help non-native speakers understand important financial documents and communications.
Secured Credit Card Guidance
Advice on obtaining secured credit cards as part of your credit rebuilding strategy.
Negotiation & Management
We assist in negotiating the terms and conditions of settlement plan, ensuring they align with your financial situation and legal rights.